Request more information and get involved.
The Credit Counseling program helps people get "back on the right track" financially by offering free in-depth assessment of an individual or family's budget situation and offers budgeting assistance and debt resolution counseling. The offices for this program are located at the Midtown office on Memorial Avene.
Credit counselors provide direction and help individuals set up a budget, answer general financial questions and offers viable options to improve cash flow. The goal of this one-on-one counseling is to increase the client's understanding of finances.
Credit counselors can also help with the Debt Management Plan (DMP), where the client examines his or her financial situation, establishes a budget and initiates a realistic debt repayment plan. The credit counselor serves as a liaison between the client and his or her creditors as they negotiate a repayment plan that is agreeable to both parties. The DMP provides an alternative to bankruptcy, judgments and garnishings by creating opportunities for debt-burdened individuals to navigate out of debt. The goal of the DMP is to reduce the client's debt and to ensure a high, consistent repayment rate to participating creditors.
In addition, Credit Counseling privides education and training programs to the community.
If you have questions or would like more information on this program, please call 434-845-5944 ext. 237 or email firstname.lastname@example.org.
© 2013 Presbyterian Homes and Family Services